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Published On - January 19, 2018

How to Stop a Creditor From Contacting Me

According to the Fair Debt Collections Practices Act, if it’s past the statute of limitations for a creditor to contact you, you can send a follow up letter requesting that they no longer contact you. You may still owe the money and it doesn’t mean the debt goes away. It just means that you can ...

Published On - January 19, 2018

Quick Funds Finder Credit Scores, Loans

How a Debt Management Plan Can Reduce Interest Rates

Although not new, debt management plans are becoming increasingly popular. For years, credit counseling agencies have worked with creditors to help reduce interest rates and stop any over-the-limit and which may be accruing on a credit card account. Here some of the benefits of a debt management pla...

Published On - January 18, 2018

Quick Funds Finder Loans

Downsides of Using a Debt Management Plan

Debt management plans are used by credit counseling agencies to help you get back on track with your credit. Although there are plenty of perks such as they will act as your middleman and your score will increase over time, there are some downsides to this too. For instance…your credit score likel...

Published On - December 29, 2017

Quick Funds Finder Loans

How CPA Hurts Your Pay Day Loan Payment

If you have a pay day loan there may be a factor in place that’s causing you to have trouble with your other finances. It’s called the CPA, also known as continuous payment authority. When you apply for the loan, somewhere within all the paperwork was a detail that said you were setting up a [&h...

Published On - December 26, 2017

Quick Funds Finder Loans

How to Cancel The CPA on Your Payday Loan

A CPA is also known as a continuous payment authority. This is a detail in your loan agreement that says the payday loan company has the right to pull the money for repayment when they want. If their pulling is causing you to miss other important payments like rent, utilities and food, you should ca...

Published On - December 12, 2017

Quick Funds Finder Loans

What is APR?

You know those interest and fees that you pay on a credit card, mortgage or other kind of loan? That’s called the APR, also known as Annual Percentage Rate. The APR from each loan vehicle will represent different things. For instance, the APR from a credit card represents the interest rate you’r...

Published On - December 4, 2017

Quick Funds Finder Loans

Difference in Installment Credit vs. Revolving Credit

There are two kinds of loans that show up on your credit report. One is called installment credit and revolving credit. An installment loan is a loan with an end date in mind. It is also paid in periodic payments. An example of this is a student loan, home loan , or car loan. A […]...

Published On - November 30, 2017

Quick Funds Finder Loans

3 Alternatives Before Using a Debt Settlement Company

A debt settlement company may not be the way to go for you. Here are other alternatives that you may want to use: Negotiate with the creditors on your own: You can easily call the creditor and try to negotiate your debt yourself. Credit counseling services: These counselors can help you by giving yo...

Published On - November 29, 2017

Quick Funds Finder Loans

A Debt Settlement Company Can Help You Prevent Personal Bankruptcy and Reduce Debt

A debt settlement company can help you in many ways. For Instance, they can help you prevent personal bankruptcy. If you can successfully settle your debts, you might be able to avoid filing for bankruptcy. They can also help you to know what to expect from the company and come up with a plan to [&h...

Published On - November 28, 2017

Quick Funds Finder Loans

3 Ways a Debt Settlement Company Can Help You

Do you think you need help from a debt settlement company? A debt settlement company is a company that negotiates with creditors to accept a lump sum payment that is less than the debt balance owed. Here’s how they can help you: 1. Use Their Industry Experience You may not have a lot of experience...

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Latest Posts

How to Stop a Creditor From Contacting Me

How a Debt Management Plan Can Reduce Interest Rates

Downsides of Using a Debt Management Plan

How CPA Hurts Your Pay Day Loan Payment

How to Cancel The CPA on Your Payday Loan

What is APR?

Difference in Installment Credit vs. Revolving Credit

3 Alternatives Before Using a Debt Settlement Company

A Debt Settlement Company Can Help You Prevent Personal Bankruptcy and Reduce Debt

3 Ways a Debt Settlement Company Can Help You

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