A balance transfer can help consumers move existing credit card debt to a card offering a lower or introductory interest rate. This may reduce interest costs and make repayment easier to organize, but the offer should be reviewed carefully. Many cards charge a balance transfer fee, even when the pro...

The Federal Reserve is investigating Goldman Sachs’ consumer businesses. The company’s shares are now under scrutiny as they fell 2.54%. Goldman is now up 0.15% on the year. According to a Journal report, the regulator is investigating whether Goldman had the appropriate safeguards to pr...

Citigroup’s fourth-quarter net income fell by more than 21% from a year ago as the bank set aside more money for potential credit losses. Shares rose 1.7% as investors looked to some positives in the report, including a record fourth quarter for fixed-income trading. CEO Jane Fraser’s tu...

Diving into the world of credit card rewards for the first time can be intimidating, but the right app can make the entire process much more manageable. Credit cards can help you earn thousands of dollars in cash back and rewards points. But getting there can be a tricky process. Thankfully, it&#821...

Online payments have seen substantial growth globally as a result of the expanding use of e-commerce services and cashless transactions. Online payment volume has expanded, and so have the security dangers associated with it. Smart cards support end-user industries like banking, telecommunication, h...

Governor Greg Abbott announced on Dec. 28 that 152 grants have been awarded by the Texas Workforce Commission. These are Jobs and Education for Texans (JET) grants that will be distributed to colleges, school districts and charter schools. JET grants are used to help with start-up costs fo...

Chances are good you’ve heard lots of warnings about how expensive credit cards are. And those warnings are worth listening to. In fact, you absolutely want to pay attention to the high interest rates on credit cards and avoid carrying a balance so you don’t find yourself sending a fortu...

Credit cards are a blessing for financial emergencies and big-ticket purchases if used smartly. It is a pre-eminent financial tool that opens a short-term line of credit and increases the purchasing power of the cardholder. You can pay for anything with your credit card as they are a solution provid...