When you default on a loan that means you have stopped making payments on that loan for a certain period of time. If you’re dealing with a student loan that means you’ve stopped for 270 straight days. This is considered defaulting....

If you need to borrow money, you can go to a place like a bank or a credit union. You will have to fill out an application and from there, they will check your credit history. When they look at your credit history, they are determining whether or not: if you will get a loan […]...

If you’re denied for a loan from a bank or credit union, you may need to consider what you’re buying for. You may have to go for something smaller. You may also want to use a credit card to get it, if possible. If those two options don’t work, you can go to a payday […]...

Have you ever heard of car title loans? A car title loan is a loan you take out for a small amount of money and for a short period of time. Simply find a lender who does car title loans and give them the title to your vehicle. Once you finish paying the lender back […]...

A car title loan is a loan you take out for a small amount of money and for a short period of time. Before getting one, there are things you must consider: Can you get a loan from a bank or credit union? Can you get more time to pay bills by talking with creditors […]...

Are you looking to build your credit history? In order to do so, you will need to pay bills that are included in a credit report. That could include: Some utility bills (especially if you ask that they report it to the credit reporting agencies) Credit cards Store Credit Cards Secured Credit Cards...

Yikes! So, you’ve borrowed money and now you’re unable to pay it back. Plenty of people fall into this situation. If you happen to do it with a payday loan, you simply borrow the money for 2 more weeks. This is called “rollover” or “rolling over” the loan. You will be responsible for ano...

Whenever you are about to use a payday loan, there is an APR involved. An APR is the annual percentage rate. This is how much the money is going to cost you to borrow for one year. For cash advances, APRs are usually very high. They are based on: the amount of money you borrow […]...

Regardless if you’re a civilian or in the military, sometimes unexpected money situations come up. If you happen to be in the military, there are things you should consider before getting a pay day loan. Here are a few alternatives: Army Emergency Relief Navy and Marine Corps Relief Society Air Fo...

Even though you may feel like you’re in a desperate situation, you’re not. When you get ready to borrow money for a pay day loan, you have options. There are plenty of companies out there searching for your business. Your just is to be a smart borrower so you go with the right company. The [&hel...