Diving into the world of credit card rewards for the first time can be intimidating, but the right app can make the entire process much more manageable.
Credit cards can help you earn thousands of dollars in cash back and rewards points. But getting there can be a tricky process. Thankfully, it’s easier than ever to stay up-to-date on your credit score, browse the best cards for your current needs, and maximize your rewards.
Beginning as a way to track your credit score, Credit Karma has since evolved into a one-stop shop for almost anything to do with credit cards or money in general.
Launch the Credit Karma app, and you’ll be greeted immediately with two separate credit scores, one from TransUnion and another from Equifax. Both scores are updated daily, letting you easily keep track of changes to your credit as they happen.
But Credit Karma does more than tell you your score. You can dive deeper and get a breakdown of how your score is calculated and what you can do to improve it.
Credit Karma will automatically suggest credit cards based on your creditworthiness and chances of approval. Some card picks even come with a Karma Guarantee. That means Credit Karma is so confident you’ll be approved that the app will send you $50 if your application gets rejected.
