Credit cards and debit cards are two very different things. A credit card extends you a line of credit while a debit card uses money that you already have. In order to have a credit card, a lender has to approve you. When using your credit card, you are borrowing money. For example, if you […...

If you’re in college, this is one of the best times to start building your credit. There are credit cards out there that will approve students. The Capital One Quicksilver One Cash Rewards Credit Card is a great card for students. You can earn unlimited 1.5% cash back on every purchase you mak...

If you have bad credit, one of the best ways to improve it is through a credit card. Some credit cards are hesitant of extending services to customers. But, these credit cards are great. Take a look: The Surge MasterCard Credit Card: This credit card is great for all credit types. They report every...

If you’re looking to build your credit, there are credit cards out there specifically designed for that. For instance, the Credit One Bank Unsecured Visa for Rebuilding Credit Card. The annual fee ranges fro $0 – $99 and has cashback rewards for purchases on gas or groceries. Also, there...

Getting a credit card when you have poor credit is more so about improving your credit score than it is about having more purchasing power. Here are credit cards specifically for people with poor credit: OpenSky Secured Visa Credit Card: This credit card has a 5-star rating from consumers who use it...

It may be the most wonderful time of the year, but the last thing you want to do is spend recklessly. Most people go into serious debt around this time and ruin their credit scores. Here’s how to maintain good credit during the holiday season. First things first, if you use a store credit card...

There’s probably two things America’s dread the most poor credit scores and debt. Debt is a big issue but nowadays it’s becoming easier to pay them off than ever before. Many credit card issuers now offer cards that make it easier to pay off your debt in no time with no interest, n...

Credit cards aren’t always the best option when it comes to making purchases. The reason being is that it can put you in a heap of debt. For this reason, you should never pay your household bills with a credit card. If you don’t pay the full price each month, the price of interest can [&...

If you’re thinking about canceling old and unused credit accounts, that could be a great idea. Especially the ones that are still charging you fees. But, before you just up and close your accounts, there are a few “don’ts” to consider. For instance… You don’t want to cancel the oldest ac...