Using your credit card is like getting a loan.  When you use your credit card to buy something, you are borrowing money. Some people use a credit card to buy things they cannot afford right now. Some people use a credit card to help build or improve their credit history. Sometimes it is just easier...

There are tons of credit cards out there that offer different deals. Before getting one, be sure to find out these things: The annual fee:This is the amount you pay for using the card each year. The APR:APR means annual percentage rate.  This is how much interest you pay every year. Other fees: Suc...

If you’d like to get a credit card, you will have to apply for it. You may get offers in mail saying that you’re prequalified, but you’ll still have to go through the process of getting approved. The company you apply will go over your credit history to see if they want to extend you […...