All posts by Quick Funds Finder

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Quick Funds Finder Credit Cards

What is Piggybacking?

In the credit world, piggybacking is when you allow someone with poor or average credit be listed as an authorize user on your credit card account in order to help them improve their credit. If you have a high credit score, you can list them as an authorize user, so that every time you make [&hellip...
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Quick Funds Finder Loans

What is APR?

You know those interest and fees that you pay on a credit card, mortgage or other kind of loan? That’s called the APR, also known as Annual Percentage Rate. The APR from each loan vehicle will represent different things. For instance, the APR from a credit card represents the interest rate you’r...
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Quick Funds Finder Credit Scores

What’s a Hard Inquiry?

More than likely, you’ve heard of a hard inquiry on your credit report. This is when a business/lender “pulls” your credit report to review your credit history. A hard inquiry can lower your credit score. There’s another kind of inquiry called a soft inquiry. It doesn’t affect your FICO sc...
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