If your credit is in the dumps and you really want to improve it, there are simple things you can do to pull it out of the dumps. First, take a look at your credit report. Check for any errors or things that aren’t supposed to be there. Next, for any creditor that you are […]...

If you want to place a freeze on your credit report, it’s a good idea. With identity thieves lurking around, you never know when your score can be ruined all due to some hiccup. All you have to do is contact the 3 large credit bureaus and request a freeze. Some or all of them […]...

When and if you ever decide to place a freeze on your credit report, lifting the freeze off can be just as easy. When you place the freeze on your credit report, you will be given a special number/ pin. You will need this pin to lift the freeze. Without it, you’re going to be […]...

If you’ve placed a freeze on your credit report and are afraid of losing your pin, you aren’t alone. Some people are really good at keeping up with things while others aren’t. In the event you want to put a freeze on your account and want to know how you can keep up with your […]...

A fraud alert is another free option to consider in addition to a freeze. With a fraud alert, your credit report is flagged, and creditors and lenders must take added steps to verify your identity. According to the FTC, you can provide a telephone number and the business must call you to verify whet...

If your identity has ever been stolen, then you know how frustrating and time consuming it can be to get it fixed. There are ways you can fix it long term, for instance, by placing a extended fraud alert on the account. This means that in the event someone else tries to use your identity, […]...

The next best thing to having a credit freeze is an initial fraud alert on your account. An initial fraud alert is good to have in cases where you don’t want to ever be a victim of identity fraud. This is a good idea to use whenever your ID, or social security card has been […]...